If you can't earn your paycheck due to a short-term situation, here's a coverage solution that may help financially support you.
Long Term Disability through your employer can help you stay afloat and pay your expenses if you find yourself out of work due to a chronic condition.
These programs allow workers to request a wage replacement benefit if they are sick, hurt, or unable to work due to a family matter.
Not sure how much Disability Insurance coverage you need? Use this calculator to find out.
Contact your employer for more information.
METLIFE’S SHORT TERM DISABILITY INSURANCE IS A LIMITED BENEFIT GROUP INSURANCE POLICY. The policy or its provisions may vary or be unavailable in some states. Short Term Disability policies offered by MetLife may include a preexisting condition exclusion. MetLife offers Short Term Disability on both an Attained Age and an Issue Age basis. Attained Age rates are based on specified age bands and will increase when a Covered Person reaches a new age band. MetLife’s Issue Age Short Term Disability is guaranteed renewable, and premium rates are based on age at the time of the initial coverage effective date and will not increase due to age; premium rates for increases in coverage will be based on the covered person’s age at the time of that increase’s effective date. Rates are subject to change for MetLife’s Issue Age Short Term Disability on a class-wide basis. For complete details of coverage and availability, please contact MetLife. Benefits are underwritten by Metropolitan Life Insurance Company, New York, New York. In certain states, availability of the worksite Short Term Disability Insurance product is pending regulatory approval.
Like most group disability insurance policies, MetLife group policies contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Ask your MetLife sales representative for complete costs and details.