Pet Insurance Information for Employers

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Pet Insurance1

A pet is more than just a pet – they are an essential part of the family.


Pets Make an Impact at Home – and in the Workplace

(Pet Insurance Underwritten and Issued by Independence American Insurance Company)

Many employees are likely to come home to a beloved cat and dog after they leave work for the day. By helping them care for their furry family members, you can give them the confidence that their pets are protected.


Pet parents’ commitment to their four-legged family members


of U.S. employees in pet-friendly offices are more fully engaged with their work2


of millennial pet parents would go into debt to provide for their pet’s wellbeing3


of millennial pet parents say they would put their pet’s health before their own4

Did You Know?

58% of employees say they would choose a pet-friendly employer over an employer who is not.10

It’s easy to add MetLife Pet Insurance1 to your benefits program and is valuable to your employees.

The perks for employers:

  • Flexibility: Various levels of coverage, including a routine wellness option5, and some of the shortest wait periods for accident and illness coverage.6
  • Competitive Options: No dog or cat breed exclusions and no upper age limits for eligibility. Options include discounts7 on premiums (e.g. group, multi-pet options), deductible savings8, and easy payroll deductions.
  • Simple Setup: Integrated service and administration experience across other MetLife benefits
  • Quality Service: Quick three-step enrollment and a hassle-free claims experience, with most claims processed within 10 days.9


Contact your MetLife representative for more information.

1 Independence American Insurance Company ("IAIC") is the insurance carrier for this product. PetFirst Healthcare, LLC, a MetLife company, is the policy administrator authorized to offer and administer pet insurance policies. Independence American Insurance Company, a Delaware insurance company, is headquartered at 485 Madison Avenue, NY, NY 10022. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact PetFirst Healthcare, LLC. Like most insurance policies, insurance policies issued by IAIC contain certain exclusions, exceptions, reductions, limitations, and terms for keeping them in force.

Barker, R. T. (2005). "On the edge or not? Opportunities for interdisciplinary scholars in business communication to focus on the individual and organizational benefits of companion animals in the workplace." Journal of Business Communication, 42(3), 299−315.

2019 Employee Benefit Adviser “5 benefit perks to entice top millennial talent to your clients”.

2019 HealthPocket Info Poll:

Can be purchased at an additional cost.

Accident coverage and wellness coverage (for those who select it) begin on the effective date of your policy. Illness coverage begins 14 days later.

This discount is not available in Tennessee. This discount is only available for individuals who access a policy through a group (10% for Groups > 1000 lives and 5% for Groups 50-999 lives).

With deductible savings, your pet's deductible automatically decreases by $25 each policy year that you don't receive a claim reimbursement. May not be available in all states.

80% of claims are processed within ten days or less.

10 2019 Mars Petcare "Better Cities for Pet" Annual Report.