1 Independence American Insurance Company ("IAIC") is the insurance carrier for this product. PetFirst Healthcare, LLC, a MetLife company, is the policy administrator authorized to offer and administer pet insurance policies. Independence American Insurance Company, a Delaware insurance company, is headquartered at 485 Madison Avenue, NY, NY 10022. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact PetFirst Healthcare, LLC. Like most insurance policies, insurance policies issued by IAIC contain certain exclusions, exceptions, reductions, limitations, and terms for keeping them in force.
2 Barker, R. T. (2005). "On the edge or not? Opportunities for interdisciplinary scholars in business communication to focus on the individual and organizational benefits of companion animals in the workplace." Journal of Business Communication, 42(3), 299−315.
3 2019 Employee Benefit Adviser “5 benefit perks to entice top millennial talent to your clients”.
4 2019 HealthPocket Info Poll: https://www.healthpocket.com/healthcare-research/surveys/how-millennials-approach-health-insurance#.X_N5EC9h1TY
5 Can be purchased at an additional cost.
6 Accident coverage and wellness coverage (for those who select it) begin on the effective date of your policy. Illness coverage begins 14 days later.
7 This discount is not available in Tennessee. This discount is only available for individuals who access a policy through a group (10% for Groups > 1000 lives and 5% for Groups 50-999 lives).
8 With deductible savings, your pet's deductible automatically decreases by $25 each policy year that you don't receive a claim reimbursement. May not be available in all states.
9 80% of claims are processed within ten days or less.
10 2019 Mars Petcare "Better Cities for Pet" Annual Report.